Mobilink Microfinance Bank Limited (MMBL) Lahore mein aik naye aur pur-asar career ka mauka faraham kar raha hai.
Agar aap banking sector mein apna naam banana chahte hain aur logon ki mali zarooriyat ko samajhne ki salahiyat rakhte hain, toh Relationship Officer Asset ka yeh role aapke liye behtareen hai.
Is position par kaam karte hue aap bank aur uske customers ke darmiyan aik mazboot pul ka kirdar ada karenge, jahan aapka maqsad na sirf bank ki growth hai balkay clients ko sahi mali mashwaray dena bhi hai.
Job Summary
Relationship Officer Asset ka asal kaam bank ke loan products (assets) ki sale aur unki recovery ko manage karna hai.
Aapka maqsad naye customers ko bank ke sath jorna aur unhein aisi personalized services dena hai jo unki business aur zati zarooriyat ke mutabiq hon.
Is role mein aap market ka tajziya karenge, naye business opportunities talash karenge aur yeh yakeeni banayenge ke bank ke tamam asoolon (SOPs) par sakhti se amal ho raha hai.
Key Responsibilities
Bank ke sales aur service plans ko implement karna taake growth targets poore hon.
Naye customers se rabta karna aur bank ke loan products ki marketing aur sale karna.
Customers ki profile ka "5 C’s of Credit" (Character, Capacity, Capital, Collateral, aur Conditions) ke mutabiq tajziya karna.
Prospective clients ki physical verification karna taake data ki sahi hone ka yakeeni banaya jaye.
Loan ki repayments (wasooli) ko waqt par yakeeni banana aur customers ko cash counter par paise jama karwane ki hidayat dena.
Weekly field activity planners tayar karna aur market research ke zariye naye ilaqon ki nishandahi karna.
Bank ke ethics, policies aur SBP ke rules par sakhti se amal karte hue fraud se bachna.
Customers ke sath lambay arsay tak chalne wale mazboot taluqat banana aur unke masail hal karna.
Experience & Qualifications
Education: Kisi munasib idaray se Bachelor’s degree hona lazmi hai, lekin MBA karne walon ko tarjih di jayegi.
Experience: Is kaam ke liye 0 se 1 saal ka experience darkaar hai. Iska matlab hai ke fresh graduates bhi is sunheri moqe ka faida utha sakte hain.
Background: Banking ya sales se talluq rakhne wala background aapke kaam ko mazeed asaan bana dega.
Skills
- Behtareen persuasion (qail karne) aur negotiation (baat cheet) ki salahiyat.
- Market assessment aur customer evaluation karne ka hunar.
- English aur Urdu mein saaf aur wazeh communication.
- Pressure mein kaam karne aur targets ko waqt par poora karne ka jazba.
- Legal documents ko ihtiyat se handle karne ki samajh bujh.
Salary & Location
Location: Lahore, Pakistan.
Salary: Market ke mutabiq attractive salary package aur bank ki policies ke mutabiq digar fawaid (benefits) diye jayenge.
Job Details at a Glance
| Category | Details |
| Seniority Level | Entry Level |
| Employment Type | Full Time / Permanent |
| Job Function | Sales, Asset Management, Banking |
| Industries | Banking / Financial Services |
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Conclusion
----In English
Job Summary
Key Responsibilities
Experience & Qualifications
Skills
- Excellent persuasion and negotiation skills.
- Ability to assess the market and evaluate customers.
- Clear and effective communication in both English and Urdu.
- Ability to work under pressure and achieve targets on time.
- Understanding of how to handle legal documents carefully.
Salary & Location
Job Details at a Glance
| Category | Details |
| Seniority Level | Entry Level |
| Employment Type | Full Time / Permanent |
| Job Function | Sales, Asset Management, Banking |
| Industries | Banking / Financial Services |
